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Rent collection

Rent collection, start to finish.

Residents pay how they want, reminders go out before the late fee does, and delinquency follows your policy — all inside Kiara, not a bolted-on payments vendor.

COLLECTIONS · AUGUST · 1,240 UNITS 97.4% COLLECTED BY THE 5TH
COLLECTED
$482,150
of $495,000 billed
ON AUTOPAY
71%
up from 44% at launch
DELINQUENT
$12,840
9 residents, 4 in plan
AVG DAYS LATE
1.8
down from 6.3

Payments live where the lease and the ledger live.

Because payments live in the same system as the lease and the ledger, a payment posts, clears, and reconciles in one motion.

Every way a resident actually pays.

ACH, debit and credit card, Apple Pay, and cash at 60,000 retail locations for residents without a bank account. Partial payments are accepted and applied by your rules, not rejected.

ACH from a bank account NO FEE
Debit or credit card ENABLED
Apple Pay and Google Pay ENABLED
Cash at retail · 60,000 locations ENABLED

Reminders before the late fee, not after.

The agent nudges on the schedule you set, in the resident’s language, on the channel they answer. Autopay enrollment is offered at the moment it is most likely to be accepted — right after a payment clears.

Day −3 · Friendly reminder AUTOMATIC
Day 1 · Rent due today AUTOMATIC
Day 4 · Late fee warning with amount AUTOMATIC
Day 6 · Payment plan offered YOUR POLICY

Delinquency handled the legal way.

When a balance ages, the Legal agent takes over: statutory notice periods for the jurisdiction, the right delivery method, and a documented record of every contact — with your approval before anything is served.

Payment plans within your limits AGENT
Statutory notice prepared YOUR APPROVAL
Service documented and timestamped AUTOMATIC
Filing and court HUMAN ONLY

The parts operators ask about.

Trust accounting

Deposits segregated and reconciled to state requirements automatically.

Owner draws

Distributions calculated, prepared, and released on your schedule.

Failed payments

Retried and escalated on a policy you set, with the resident notified.

Full ledger

Every charge, payment, credit, and fee visible to you and the resident.

GUARDRAIL

Money moves on rails, not on a model.

Kiara prepares every collection and every disbursement, but execution runs through audited payment infrastructure with deterministic controls. No model has authority over a dollar.

See it against your own rent roll.

We’ll model collections, delinquency, and autopay adoption on your real portfolio.